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Auto Insurance Information
Denver, CO Auto Insurance
To be a responsible vehicle owner, you have to drive safely, maintain your car, pay your bills and most importantly, carry auto insurance. Every driver needs to have this crucial protection because of the assistance it can provide you after wrecks or numerous other vehicle hazards.
The right policy is one that is customized to your needs, and Insurance Unlimited is here to help you get it. We firmly believe that clients need to be able to trust their insurance agency if they are going to get the perfect auto policy. We’re here to work on-on-one with you to find the coverage solutions that are optimized to your benefit.
Common Auto Insurance Questions
How Does Auto Insurance Work?
Driving a car is dangerous, no matter how safe you try to be behind the wheel. You deserve to have help with the costs of recovery if something bad were to happen. That’s what car insurance is for. With a customized plan in place, you will be able to receive exceptional protection for the numerous losses that might result from wrecks, vehicle theft or other damaging hazards. Trust in your policy, and you won’t have to worry about affording a costly recovery on your own.
How Much Auto Insurance Do I Need?
You need an auto policy that is customized to your individual needs. After all, your priority must be to take responsibility for yourself and your car at all times. The appropriate auto insurance will need to include several different types of coverage in order to provide you with optimized protection.
Coverage to add to your plan includes:
Collision Insurance: Covers damage to your own vehicle that you sustained in a wreck.
Comprehensive Insurance: Coverage pays for damage from non-accident mishaps like weather damage, fires, theft, vandalism or similar accidents.
Medical Payments Coverage/Personal Injury Protection: If you get hurt in an accident, this coverage can pay for your medical bills and sometimes will cover other losses, like lost income.
Uninsured/underinsured Insurance: Insures you against damage caused by someone else who doesn’t have appropriate liability coverage. If you are the victim of a hit-and-run, for example, then this coverage can pay for your car’s damage.
There are numerous other benefits that you might be able to add into your policy, such as:
Rental car reimbursement
Our job is to help you get the policy that includes the coverage terms and limits that will minimize your financial strain following even the most complicated losses.
Please note: All Colorado drivers must carry auto insurance with at least the following coverage:
$25,000 Bodily Injury Liability Coverage per person
$50,000 Bodily Injury Liability Coverage per accident
$15,000 Property Damage Liability Coverage
When do I Need to Get Auto Insurance?
All drivers must carry auto insurance from the moment that they become drivers. You need coverage that is customized to you and your vehicle, and you will have to periodically review your plan so that it will continue protect you throughout your years as a driver. Our job is to help you reach that objective.
Whether you need an all-new policy, or just some updates to your current plan, we will search our network of industry-leading carriers to help you find the options that offer both the coverage and the premiums that are best for you.